Planning
Financial independence calculator
Estimate the portfolio needed to cover planned expenses and model how long regular investing may take to reach that target.
Target portfolio
$900,000
Estimated time to goal
24 yr 3 mo
Remaining gap
$800,000
Annual expenses
$36,000
Current progress11%
Withdrawal rates and investment returns are uncertain. This scenario is not retirement advice.
Calculation method
How the financial independence target is calculated
Annual expenses are divided by the selected withdrawal rate. The time estimate then grows the current portfolio monthly at the real return and adds the planned monthly investment.
Useful comparisons