Loan payment calculator

Estimate a fixed monthly payment and see how much of the total repayment is interest. The calculation uses only the values you enter.

Enter loan terms

The rate and payment stay fixed. Payments are made monthly using an amortized repayment schedule.

Monthly payment

$1,933.28

Total repayment

$115,996.81

Total interest

$15,996.81

Principal share of repayment86%
PrincipalInterest

Fees, insurance, taxes, rounding rules and lender-specific charges are not included.

How the monthly payment is calculated

The calculator uses the standard annuity formula. Each payment first covers accrued monthly interest, while the remaining amount reduces the outstanding principal.